:root {
  --bg: #f6fbfc;
  --surface: rgba(255, 255, 255, 0.96);
  --ink: #17303a;
  --muted: #56717b;
  --line: #d8e6ea;
  --accent: #0f6b7b;
  --accent-dark: #0b4f5b;
  --accent-soft: rgba(15, 107, 123, 0.1);
  --shadow: 0 22px 55px rgba(15, 61, 76, 0.08);
  --radius: 24px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.65;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(196, 228, 233, 0.78), transparent 35%),
    linear-gradient(180deg, #f2fbfd 0%, var(--bg) 40%, #ffffff 100%);
}

a {
  color: var(--accent-dark);
}

.shell {
  width: min(100%, 1040px);
  margin: 0 auto;
  padding: 24px 18px 64px;
}

.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 18px;
}

.brand {
  text-decoration: none;
  color: #0f2d36;
  font: 700 0.98rem/1.2 Arial, sans-serif;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.top-nav,
.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.top-nav a,
.footer-links a {
  text-decoration: none;
  color: var(--muted);
  font: 700 0.94rem/1.5 Arial, sans-serif;
}

.hero,
.panel,
.card,
.faq,
.tip-box,
.legal-block {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero {
  overflow: hidden;
  position: relative;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto -80px -100px auto;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(15, 107, 123, 0.16), rgba(15, 107, 123, 0));
  pointer-events: none;
}

.hero-inner,
.panel,
.card,
.faq,
.tip-box,
.legal-block {
  padding: 24px 22px;
  position: relative;
  z-index: 1;
}

.eyebrow {
  display: inline-block;
  margin: 0 0 14px;
  padding: 6px 10px;
  border-radius: 999px;
  background: #e4f3f5;
  color: var(--accent-dark);
  font-size: 0.84rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin: 0 0 14px;
  line-height: 1.12;
  color: #10252d;
}

h1 {
  font-size: clamp(2.4rem, 6vw, 4.3rem);
  max-width: 14ch;
}

h2 {
  font-size: clamp(1.55rem, 3vw, 2.2rem);
}

h3 {
  font-size: 1.12rem;
}

p {
  margin: 0 0 16px;
  color: var(--muted);
  font-size: 1.02rem;
}

p:last-child {
  margin-bottom: 0;
}

.lead {
  max-width: 62ch;
  font-size: 1.08rem;
}

.meta {
  margin-top: 18px;
  color: var(--muted);
  font: 400 0.95rem/1.5 Arial, sans-serif;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}

.button,
.ghost {
  display: inline-block;
  padding: 12px 16px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 700;
  transition: transform 180ms ease, background-color 180ms ease;
}

.button {
  background: var(--accent);
  color: #ffffff;
}

.ghost {
  background: var(--accent-soft);
  color: var(--accent-dark);
}

.button:hover,
.ghost:hover {
  transform: translateY(-1px);
}

.summary-grid,
.card-grid,
.faq-grid,
.decision-grid {
  display: grid;
  gap: 16px;
  margin-top: 22px;
}

.summary-grid {
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
}

.card-grid,
.faq-grid,
.decision-grid {
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.kicker {
  display: inline-block;
  margin-bottom: 10px;
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--accent);
}

.section {
  padding-top: 34px;
}

ul,
ol {
  margin: 0;
  padding-left: 20px;
  color: var(--muted);
}

li + li {
  margin-top: 8px;
}

table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 12px;
  overflow: hidden;
  border-radius: 18px;
  background: #ffffff;
}

th,
td {
  text-align: left;
  padding: 14px 12px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

th {
  background: #edf6f8;
  color: #10252d;
  font-size: 0.95rem;
}

tr:last-child td {
  border-bottom: none;
}

.tip-box {
  background: linear-gradient(135deg, #eef7ea, #fbfdf8);
  border-color: #d9e7d2;
  margin-top: 18px;
}

.note {
  font-size: 0.95rem;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 42px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}

.site-footer p {
  max-width: 60ch;
  margin: 0;
  color: var(--muted);
  font: 400 0.95rem/1.7 Arial, sans-serif;
}

.legal-grid {
  display: grid;
  gap: 18px;
}

.legal-block h2 {
  margin-bottom: 10px;
}

.legal-block p {
  color: var(--muted);
}

@media (max-width: 700px) {
  .shell {
    padding-left: 14px;
    padding-right: 14px;
  }

  .site-header,
  .site-footer {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-inner,
  .panel,
  .card,
  .faq,
  .tip-box,
  .legal-block {
    padding: 20px 18px;
  }

  th,
  td {
    padding: 12px 10px;
    font-size: 0.94rem;
  }
}